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Short Sale Success!

12 Jan

“…commit to Peter Parker and his associates, because they will take care of you….”

-Yanni Smyrni, former owner of 43618 Galewood Way in Carmichael, a satisfied short sale client

Galewood property photo

Galewood Property Photo

Please take a moment to listen to a Q&A session with one of Peter’s short sale clients where he describes why doing a short sale was the best option for him and his family and why Peter Parker was the absolute right agent to handle it.

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Release of Lien vs. Release of Lien AND LIABILITY on a Short Sale

11 Jan

Head scratcher

Understanding the differences can be a real head scratcher!

When attempting a short sale you MUST always make sure that your Real Estate professional understands the difference between the short sale lender releasing the lien & LIABILITY and when all they do is release the lien.  Not only should your real estate professional understand the difference they should also be working towards having your debt COMPLETELY discharged and working towards this goal from day one! (more…)

How much will a short sale cost me?

10 Jan

Short Sale Help

Short Sales Help

That’s a question we hear from our clients all the time and unfortunately, like everything else related to foreclosures and short sales, there seems to a be a lot of conflicting information our there.  One of the biggest questions they have is “who pays the short sale closing costs?”….

In our experience when our clients do short sales they have ZERO out of pocket costs, their lender pays the short sale closing costs, releases them of ALL future liabilities related to the balance owed (deficiency) and they have NO tax liabilities.

Lets take those points one at a time shall we?  “ZERO out of pocket costs”….  Usually when you sell your home you would have all sorts of closing costs associated with the sale of your home, the same is true of a short sale…. (more…)

Another Short Sale Success

10 Jan

“…. you were very clear on how the process would work and your communication was impeccable….”

– Sean Shaghaghi, former owner of 2808 Crested Street, a satisfied short sale client –

Crested Street - property photo

Picture of 2808 Crested Street

Please take a moment to listen to a Q&A session with one of Peter’s short sale clients where he describes why doing a short sale was the best option for him and his family and why Peter Parker was the absolute right agent to handle it.

Q: Why did you choose a short sale versus just letting the property foreclose and walking away from it?

A: Listen to Sean’s answer (more…)

HAFA Guidelines Eased – Will it make a difference?

7 Jan

On December 28th the Treasury department released updated guidelines to it’s supremely under performing HAFA program, after the California Department of Real Estate sent a letter to the Treasury outlining the specific problems and suggested solution for the embattled program.

Below are the old HAFA guidelines with the changes marked in red:
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Wells Fargo “$2B” Settlement – Just some more PR Folks….

3 Jan

Wells Fargo Lender FraudIf you have been reading the news you may have noticed that on December 20th the California Attorney General’s office announced a settlement with Wells Fargo that “COULD” be worth $2 billion to Californians with adjustable rate mortgages.
I am afraid I did not do more than glance over the entire 27 page settlement, which you can find here if you are so inclined, however seeing as I am no attorney thats probably a good thing.  Ron Ballard, “the California Short Sale Lawyer” is just the man to parse through this document and tell us the truth of the matter.  For his full write up visit his site HERE.

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Short Sale Success

29 Dec

“…. I think you guys did the best job you possibly could have, and I appreciate that….”
– Siobhan Bodary, fromer owner of 881 Lake Canyon Dr, a satisfied short sale client –

Property photo of Lake Canyon Dr

Property photo of Lake Canyon Dr

Please take a moment to listen to a Q&A session with one of Peter’s short sale clients where he describes why doing a short sale was the best option for him and his family and why Peter Parker was the absolute right agent to handle it.
(more…)

2009 Property Tax Savings, Greater Sacramento Region

25 Aug

Check out the video I just posted on how you can potentially save hundreds, maybe even thousands, of dollars on your 2009 property taxes in the greater Sacramento region.

The good kind of workout. Home Loan Workouts.

4 Apr

On February 18, 2009, President Obama announced his new Homeowner Affordability and Stability Plan to help troubled

Keeping Homes Safe

homeowners avoid foreclosure.  His plan will help up to 9 million homeowners trying to avoid foreclosure on their primary residence.

Since Loan Modifications are evaluated on a case by case basis it is always good to be prepared before calling your lender.  Here is a list of the important documents and information that you should have ready:

  • Loan number
  • Income information and documentation
  • Most recent mortgage statement
  • Bank statements
  • Letter demonstrating financial hardship

I have also found a list of documents that have detailed information on specific Mortgage Workout and Loan Modification programs:

Need more information?  Don’t hesitate to email me for a Free, no obligation, Consultation.  My email address is peter@peterparkersellshomes.  Or visit my website for information on avoiding foreclosure.

Free Home Energy? …in the long run…

25 Mar

In today’s economic climate I am sure that you, like me, are looking everywhere you can to save ourselves some

The sun is your friend....

moolah. Luckily for us we live in SUNNY cali where for the past ten years we have been pushed towards solar energy by the state offering us  rebates and incentives introduced through various programs over the years.

NOTE: For a more detailed list of the Californias Solar Energy programs check out this website.

I can’t tell you specifically how much money you can save, it varies too much depending on your situation.

NOTE: I did find a great little “Solar Calculator” tool to help you get a general idea of the money you could be saving on this website.

The best bet would be to find a Qualified Solar Installer who can come to your house and outline the best solution for you.

NOTE: Head on over here today and fill out the form to get a local Qualified Solar Installer to contact you.

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